Max Roth 401k Contribution 2024 Married. Altogether, the most that can be contributed to your 401 (k) plan between both you and your employer is $70,000 in. If you have access to both a roth and a traditional 401(k) plan, you can contribute to both, as long as your total contribution to both as an employee doesn’t exceed $23,500 in 2025.

The maximum amount you can contribute to a roth 401 (k) for 2024 is $23,000 if you’re younger than age 50. For 2024, if you are married and filing jointly, each spouse can make a maximum roth ira contribution of $7,000 if they have an agi (adjusted gross income) of less than $230,000.